http://www.paydayorbust.com/cheap-unsecured-personal-loan.html A cheap unsecured personal loan isn't going to match the image of cheap in your brain. So adapt your brain, because the cheap unsecured personal loan surely isn't going to change for you. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 All different kinds of people are living Payday Or Bust - rich people, poor people, bad credit applicants. A need for cash knows no boundaries and isn't afraid to step on any toes. With so many different types of people looking for a personal loan, there are bound to be varying perceptions of affordability - cheap is the word that we want. What is a cheap unsecured personal loan and how can you go about hitchin' a ride with one? Redefining the cheap unsecured personal loan At Payday Or Bust, we're gonna call a cheap unsecured personal loan any payday advance that charges initially less than the average opportunity. What do we mean by that? Most lenders will charge about $20 per every $100 you access though that unsecured personal loan - its almost universal. Also universal are the roll over fees - again, $20, per every $100 you've failed to repay on time. There are some lenders in operation today offering the same loan opportunities at a much lower price either at the outset or in the roll over fees. Now, what will a cheap unsecured personal loan look like? Well, pretty much the same as your standard options. You might pay $10 or even $7 per $100 in your initial application, but chances are their roll over fees are more expensive or the occurrence of roll overs more prevalent. Because even the lenders offering a cheap unsecured personal loan want to profit off your current financial emergency, and they'll do everything in their power to force you into a delayed repayment. Looking at affordability So what's better - a cheap unsecured personal loan trying its best to foil your attempts at repayment to insure you pay at least a few roll over fees or a more expensive cash advance that makes repayment a little easier? Depending upon how nasty your cheap unsecured personal loan provider really is, you might be better off ditching the cheap personal loan and shopping around for a more honest, more stable and reputable lender. And while you';re at it, go ahead and change your perception of what's cheap and what isn't - looked at a certain way even the most costly advances can be seen as a cheap unsecured personal loan. Its a question of need, of urgency, of what you're willing to pay for this cash rescue. If you consider $20 per $100 you borrow a cheap unsecured personal loan, then you're probablyi n a pretty good position. Sat, 26 Jul 2008 15:00:00 EDT