Payday or Bust - Payday Cash Advances

Payday Cash Advances - Wizened Ramblings

There are a lot of people with extensive experience dealing with payday cash advances. Thousands of them, taking out on average 11 cash advances each and every year. They can tell you the benefits of having access to fast cash, and they can tell you some horror stories that would turn your head around. Its up to you to listen to their words and judge for yourself whether or not you can handle these fast finances, these payday cash advances.

Meet some of the Payday Or Bust crew

That over there is Mangymouth Mandell - an old coot from New York who had it big once but lost it all to payday cash advances. He'd tell you some stories you'd never believe! How he and all his buddies used to paint the town with money from payday cash advances, how despite having an ample salary he never could save any money and he always found a way to feed his need through fast cash advances. But Mangymouth - you don't wanna be in the same room when the man speaks. Has the mouth of a sailor, and halitosis that could kill a bat. Too many payday loans, not enough dentists.

That over in the corner is Rene "50%" Leon. Got his nickname by the strategy he used to repay his payday cash advances. Listen to this:

50% never could find a way to repay the entire amount of his payday cash advances on the agreed upon date - he made enough to cover the repayment but that was about it, no room for error.
So, instead of paying off the entire amount he paid off half. If he owed $480 for a $400 advance he'd pay $240. He'd get charged another $80 in late fees, bringing his new balance up to $320.
The next paycheck he'd pay $160, get another $80 late fee, and still owe $240 even though he'd already repaid $400 to his lender.
On and on he'd go, paying half his due every two weeks. By the time he'd be close enough to zero to handle a complete repayment he would usually have paid the equivalent of 300%.

He's crazy as a bed bug - eats only half his rations of beans a night, and if he wants to get to Miami he gets on a train, travels halfway from where he is, and never gets home. Always complains about needing cash payday advances, but never follows through.

Understanding payday cash advances through experience

You've met just two of the millions of people who take out payday cash advances every year, but these two might provide enough insights for your successful use of a payday cash advance. Who knows - just listen to what people have to tell you. The only way to succeed with payday cash advances is to experience them first hand. But if this is your first time, take these lessons form the ancients and use their histories and pitfalls as a lesson of what not to do.